A lot of what I’ve read recently about the aging process brings me to the conclusion that the road to the ‘fountain of youth’ goes through the city of exercise. That is to say, the more we exercise, the more we will keep our bodies ‘in tune’, ‘well-oiled’ for a healthful and independent future . Easy enough right?
Suppose you have physical limitations? The answer is: ‘where there is a will, there is a way.’ And, to help us with our ‘will’ the Department of Aging has suggested certain exercises for us to do while sitting, or standing. There is no health club cost required. Listed below are some of the disabilities, which regular exercise can help you with.
- arthritis, heart disease, diabetes, high blood pressure, balance problems, and trouble walking.
- Benefits: increased energy, lower cholesterol, prevent weight gain, bone strength, enhance mental well-being.
What’s the difference between Physical Activity and Exercise? Both terms refer to the voluntary movements you do that burn calories.
- Physical activities are activities that get your body moving such as gardening, walking the dog, raking leaves, and taking the stairs instead of the elevator.
- Exercise is a form of physical activity that is specifically planned, structured, and repetitive such as weight training, tai chi, or an aerobics class
Click here to order the book: https://order.nia.nih.gov/health/publication/order/bk004
By picking up this book and looking through it, you’ve taken an important first step toward good health. Source: Exercise & Physical Activity: Your Everyday Guide from the National Institute on Aging | National Institute on Aging
Once you get started you will not want to stop! Let’s get physical 🙂 !
For many of us retiring to a new lifestyle is not an easy transition. Yes, you hear all the suggestions about ‘having something to do‘, but how do you get started? What are some of the first steps towards this new life experience?
First things, first … What will be the income you can rely on? How will your healthcare be handled? How do you sign-up for medicare and when?
What advice do the experts give about the best time to retire? Are you still healthy? Are you working because you really don’t know what else to do? Should you transition to a part-time job, or do you need a part-time job? The truth is, these answers are different for each person. Below are links that I found on the www that may help you in creating a plan for yourself. It’s amazing what the social security offices have made available for us to decide. Just click the Source links to get further details.
Applying for Retirement Benefits
- Social Security offers an online retirement application that you can complete in as little as 15 minutes. It’s so easy. Better yet, you can apply from the comfort of your home or office at a time most convenient for you. There’s no need to drive to a local Social Security office or wait for an appointment with a Social Security representative. Source: Retirement Benefits
If you are waiting to retire until you are 70 years of age, below is a sample chart of how your income will increase based on a social security benefit of $1000.00 per month.
- Let’s say your full retirement age for Social Security benefits is 66, and your monthly benefit at that age is $1,000. Here’s what your monthly benefit would be, starting at different ages:
* Age 62 = $750 * Age 63 = $800 * Age 64 = $866 * Age 65 = $933 * Age 66 = $1,000
* Age 67 = $1,080 * Age 68 = $1,160 * Age 69 = $1,240 * Age 70 = $1,320
Source: The Best Age for YOU to Retire | Social Security Matters
So what’s the maximum amount of retirement income you can receive?
Your maximum social security retirement benefit depends upon the age you retire. If you retire at full retirement age (FRA) in 2016 the maximum benefit is $2,639. If you retire at the age of 70 in 2016, your maximum benefit is $3,576. However, if you retire at the age of 62 in 2016, your maximum benefit would be $2,102. Source: What is the maximum I can receive from my Social Security retirement benefit? | Investopedia
Note: This website has great suggestions for Retirement Planning. Click the Topics picture.